CBSE Class 10 English Communicative SA 1 2011 (1)

CBSE Class 10 English Communicative SA 1 2011 (1). Students can download the last year question papers using the link below. Free download of examination question papers with solutions. Last 10 year question papers should be practised to get better marks in examinations.

Summative Assessment – I, 2011


Class - X


Q1. Read the following passage carefully: (5 marks)

I learned to handle money at a very young age. But most children become adults with little or no financial literacy. Here are four ways to make children understand money. The first way is to set good examples. Children must understand by example that money comes from hard work, and that it must not be wasted. I grew up seeing my parents work hard, earn more and save sensibly — and like Dad I have never run into debt. Secondly, we must teach basic money management at home, because that‟s never taught at school. Many parents don‟t discuss money with their children, one reason why there is financial illiteracy among adults. Most experts feel it‟s best to give an allowance, depending on the child‟s age and how much the parent feels is right. By the time I was in high school my Dad told me about his small investments — fixed deposits, gold and property. Today I know that he was “allocating his assets to spread the risk.” Children also learn money management by working part — time jobs — teenagers can work part time in advertising, malls and restaurants. These jobs provide the joy of their very first earnings: they‟ll also learn the dignity of labour. Today, many youngsters are deep in credit - card debt, and parents are partly to blame; for not teaching them that borrowing money, costs money which can ruin you. Make children understand that the craving for more and more which their friends might have is not wise or appropriate behaviour.

Answer by choosing the most suitable options :

(a) Setting a good example for children helps in :

    (i) Understanding by examples.

    (ii) Knowing that money comes from hard work.

    (iii) Not wasting money.

    (iv) Observing that working hard and saving avoids debt.

(b) Financial literacy‟ means :

    (i) Handling money at a young age.

    (ii) Childhood interpretation of money.

    (iii) Money management by working, saving and increase of assets.

    (iv) Working in part-time jobs and earning for the first time.

(c) Basic money management can be taught at home by :

    (i) Discussing money at home.

    (ii) Giving an allowance

    (iii) Talking about investments in various areas such as property and gold.

    (iv) All of the above.

(d) Allocating assets to spread the risk means :

    (i) investing in many ventures.

    (ii) savings in bank deposits and certificates.

    (iii) investing widely in assets.

    (iv) small investments in gold, property and fixed deposits.

(e) Young adults get caught in debt traps because :

    (i) their parents didn‟t make them financially literate.

    (ii) they didn‟t work part-time.

    (iii) high rates of interest.

    (iv) craving for too much and living beyond their means.

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