CBSE Class 11 Business Studies General Insurance Worksheet

Read and download free pdf of CBSE Class 11 Business Studies General Insurance Worksheet. Students and teachers of Class 11 Business Studies can get free printable Worksheets for Class 11 Business Studies in PDF format prepared as per the latest syllabus and examination pattern in your schools. Standard 11 students should practice questions and answers given here for Business Studies in Grade 11 which will help them to improve your knowledge of all important chapters and its topics. Students should also download free pdf of Class 11 Business Studies Worksheets prepared by school teachers as per the latest NCERT, CBSE, KVS books and syllabus issued this academic year and solve important problems provided here with solutions on daily basis to get more score in school exams and tests

General Insurance Class 11 Business Studies Worksheet Pdf

Class 11 Business Studies students should refer to the following printable worksheet in Pdf for General Insurance in standard 11. This test paper with questions and answers for Grade 11 Business Studies will be very useful for exams and help you to score good marks

Class 11 Business Studies Worksheet for General Insurance

CBSE Class 11 Business Studies - General Insurance

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General Insurance

Fire Insurance:-It is a contract whereby the insurer,in consideration of the premium paid,undertakes to make good any loss or damage caused by a fire during a specified period upto the amount specified in the policy. In fire,insurance,the insured must have insurable interest in the subject matter of the insurance.It must be present both at the time of insurance and at the time of loss. A claim for loss by fire must satisfy the following two conditions:-

(1) There must be actual loss;and

(2) Fire must be accidental and non-intentional.

Marine Insurance:- It is a contract is an agreement wherein the insurer undertakes to compensate the insured for complete or partial loss at sea.It provides protection against loss by marine perils or perils of the sea e.g. collision of ship with the rock,or ship attacked by the enemies,risk of theft of goods,etc.

There are three things involved---Ship or hull,cargo or goods,and freight.

1. Ship or hull insurance:This is an insurance policy for indemnifying the insured for losses caused by damage to the ship.

2. Cargo insurance:The cargo while being transported by ship is subject to many risks,e.g risk of theft,loss of goods.These may be at the port or on voyage.Thus,an insurance policy can be issued to cover against such risks to cargo.

3. Freight insurance: It is for reimbursement the loss of freight to the insured (shipping company),if the cargo does not reach the destination due to damage or loss in transit because in such a case freight charges are not paid to the insurance company.

It must exist at the time of loss but not necessary at the time when the policy was taken.

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