Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely

Get the most accurate TN Board Solutions for Class 4 English Chapter 02 Save Wisely here. Updated for the 2026-27 academic session, these solutions are based on the latest TN Board textbooks for Class 4 English. Our expert-created answers for Class 4 English are available for free download in PDF format.

Detailed Chapter 02 Save Wisely TN Board Solutions for Class 4 English

For Class 4 students, solving TN Board textbook questions is the most effective way to build a strong conceptual foundation. Our Class 4 English solutions follow a detailed, step-by-step approach to ensure you understand the logic behind every answer. Practicing these Chapter 02 Save Wisely solutions will improve your exam performance.

Class 4 English Chapter 02 Save Wisely TN Board Solutions PDF

A. Fill in the blanks.

 

Question 1. The children visit their __________ every year.
Answer: Grandparents
In simple words: Each year, the children go to see their grandparents. They always visit them.

๐ŸŽฏ Exam Tip: When filling in blanks for character relationships, refer back to the story's introduction or character descriptions.

 

Question 2. At the end of the festival, Kamali and Senthil saved __________.
Answer: Some amount
In simple words: After the festival ended, Kamali and Senthil put aside a certain amount of money. They did not spend all of it.

๐ŸŽฏ Exam Tip: Understand the context of "some amount" as a general term when the exact figure isn't specified in the text.

 

Question 3. Savings is done after fulfilling the __________.
Answer: Basic needs
In simple words: You should save money only after you have bought all the things you truly need to live. This means essentials come first.

๐ŸŽฏ Exam Tip: This question tests understanding of basic financial planning principles, where essential needs take priority over saving.

 

Question 4. Senthil bought a __________ from his savings.
Answer: Camera
In simple words: Senthil used the money he had saved up to buy a camera. It was his dream to own one.

๐ŸŽฏ Exam Tip: Pay attention to specific details in the story about what characters purchase with their savings.

 

Question 5. Kamali gave her savings to __________.
Answer: Her father
In simple words: Kamali gave all the money she had saved to her father. She helped him out when he needed it.

๐ŸŽฏ Exam Tip: Note the compassionate act of Kamali sacrificing her own desire to help her father, a key event in the story.

B. Answer the following questions.

 

Question 1. What did the children buy with money they have?
Answer: The children bought toys, chocolates, sweets, or packed food items with their money. They often spent all of it and did not save any.
In simple words: The kids bought fun things like toys, chocolates, and snacks with their money. They usually spent everything they got.

๐ŸŽฏ Exam Tip: List all categories of items mentioned in the story that the children purchased to ensure a complete answer.

 

Question 2. What did the grandfather announce?
Answer: The grandfather announced that the children should save the money they receive over the next year and then spend it with a clear purpose. He wanted them to learn to be wise with money.
In simple words: Grandfather said the kids should save their money for a year and then use it for something important. He wanted them to learn saving.

๐ŸŽฏ Exam Tip: Focus on the two key parts of the announcement: saving money and spending it purposefully.

 

Question 3. What happened to Jayan?
Answer: Jayan became sick because of food poisoning. This happened after he ate different types of food from the festival shops.
In simple words: Jayan got sick with food poisoning. This was from eating food at the festival.

๐ŸŽฏ Exam Tip: Remember to specify both the illness (food poisoning) and its cause (eating various foods at the festival).

 

Question 4. What did Kamali get as gift?
Answer: Kamali received a brand new flute as a gift. Her father used her savings to buy it for her, fulfilling her long-time wish.
In simple words: Kamali got a new flute. Her father bought it for her with her saved money.

๐ŸŽฏ Exam Tip: State the specific item Kamali received and note that it was her long-cherished wish.

 

Question 5. What will you do with your savings?
Answer: I will buy a gift for my mother and father. This is a personal choice that shows appreciation for parents.
In simple words: I would buy a gift for my mom and dad.

๐ŸŽฏ Exam Tip: This is an open-ended question. A thoughtful and generous answer, like buying gifts for parents, is generally well-received.

Answer the following Additional Questions and Answers.

 

Question 1. Why did the children visit their native village?
Answer: The children visited their native village to attend the car festival. This festival was a special event that lasted for three days and brought the whole village together.
In simple words: The children went to their village for the car festival. It was a three-day celebration.

๐ŸŽฏ Exam Tip: When explaining reasons, clearly state the main purpose of the visit as mentioned in the story.

 

Question 2. What did the family members and relatives would give their children?
Answer: The family members and relatives would give the children money. This money was meant for them to buy sweets and toys during the festival.
In simple words: Family and relatives gave the children money. This money was for buying sweets and toys.

๐ŸŽฏ Exam Tip: Specify both what was given (money) and what it was intended for (sweets and toys).

 

Question 3. What would the children do with that money?
Answer: The children would spend all the money they received. They never saved any of it, spending everything on sweets, toys, and packed food.
In simple words: The children would spend all their money. They never saved any of it at all.

๐ŸŽฏ Exam Tip: Highlight the children's spending habits, specifically their tendency to spend everything without saving.

 

Question 4. Were the children excited by the announcement?
Answer: No, the children were not excited by the grandfather's announcement. They preferred spending their money immediately rather than saving it.
In simple words: No, the children were not happy about the announcement. They wanted to spend their money right away.

๐ŸŽฏ Exam Tip: Clearly state their reaction (not excited) and the reason behind it (preference for immediate spending).

 

Question 5. What did Jayan and Kauvery decide to do?
Answer: Jayan and Kauvery decided to fully enjoy the festival. They bought and ate every kind of food available at the shops, wanting to experience everything.
In simple words: Jayan and Kauvery chose to enjoy the festival completely. They bought and ate all kinds of food from the shops.

๐ŸŽฏ Exam Tip: Focus on their decision to enjoy the festival "to the fullest" and their method of doing so (buying all kinds of food).

 

Question 6. Who were the eldest of the kids?
Answer: The eldest children among the kids were Kamali and Senthil. They were the ones who took their grandfather's advice seriously.
In simple words: Kamali and Senthil were the oldest kids in the family.

๐ŸŽฏ Exam Tip: Identify Kamali and Senthil as the eldest, as their actions later in the story reflect maturity.

 

Question 7. How did Senthil and Kamali save every rupee they got?
Answer: Senthil and Kamali saved every rupee they got by controlling their desires and making conscious choices. Senthil walked instead of taking the bus, kept his stationery safely, and reused old books. Kamali planned to buy a flute but later gave her savings to her father.
In simple words: Senthil and Kamali saved money by being careful. Senthil walked and reused things. Kamali controlled her wish to buy a flute.

๐ŸŽฏ Exam Tip: Provide specific examples for both Senthil and Kamali to illustrate their methods of saving money.

 

Question 8. How much did they manage to save by the end of the festival?
Answer: By the end of the festival, they managed to save around three hundred rupees. Their grandfather was very proud of their effort.
In simple words: They saved about three hundred rupees by the end of the festival.

๐ŸŽฏ Exam Tip: State the approximate amount saved and the grandfather's reaction to their success.

 

Question 9. What did Senthil do?
Answer: Senthil opened a savings account at the nearest post office. He also found new ways to save money, like walking instead of taking the bus.
In simple words: Senthil opened a savings account at the post office. He also started saving money in new ways.

๐ŸŽฏ Exam Tip: Mention both opening the account and his personal saving strategies for a complete answer.

 

Question 10. What was Senthil's dream?
Answer: Senthil's dream was to buy a camera. He worked hard to save money for it throughout the year.
In simple words: Senthil really wanted to buy a camera. That was his dream.

๐ŸŽฏ Exam Tip: State the specific item that Senthil wished to purchase, as it drives his saving efforts.

Let Us Read Aloud

Read the passage three times on your own. Colour a Piggy bank each time you read.

Piggy bank is a coin box used by children. The real use of a piggy bank is to store coins. Piggy banks look like pigs. They come in many shapes and sizes. In Tamil, they are known as Hundial. It is a red, mud pot. We can drop the coins into the pot. Once the pot is full, we must break the pot and use they coins. Start saving with your hundial today!

 

Question 1. Hundial is a __________ pot.
Answer: Red, mud
In simple words: A Hundial is a type of pot made of red mud. It's used for saving money.

๐ŸŽฏ Exam Tip: Extract descriptive words directly from the passage for fill-in-the-blank questions.

 

Question 2. Mostly piggy banks looks like __________.
Answer: Pigs
In simple words: Most piggy banks are shaped like pigs. That's why they are called "piggy" banks.

๐ŸŽฏ Exam Tip: Identify the most common visual characteristic of piggy banks as stated in the passage.

 

Question 3. The main idea of the passage is
(a) To buy a piggy bank.
(b) To save.
Answer: (b) To save.
In simple words: The passage teaches us about saving money. It shows how piggy banks and Hundials help us save.

๐ŸŽฏ Exam Tip: Identify the central theme or lesson of the passage, not just a minor detail.

 

Question 1.

SB 103 (a)RD SB 103POST OFFICE SAVINGS BANK(a) RD
POST OFFICE SAVINGS BANKPOST OFFICE SAVINGS BANK
PO of AccountPO of AccountDate
Date:Paid into 5 year RD Account Noof (Name)
Received for credit into 5 year RD Account NoRupees(in words)
(Name)by cash/cheque NoDated
Rupees(in words)Bank for the month(s)Rs
by cashrebate/plus interest on default(s)Balance
Cheque Noafter deposite Rs(to be filled by the SB clerk)
DatedOn
month(s)RsBank for the
less rebate/plusSB AssistantDate stamp
interest on default(s)
Date stampSB Assistant

Answer:
SB 103 (a)RD SB 103POST OFFICE SAVINGS BANK(a) RD
POST OFFICE SAVINGS BANKPOST OFFICE SAVINGS BANK
PeramburPO of AccountPO of AccountDate 12/09/19
Date: 12/09/19Paid into 5 year RD Account Noof (Name)
Received for credit into 5 year RD Account No6782967829
(Name) Bharath. ARupees 100/-(in words) One hundred
Rupees 100/- (in words) One hundredby cash/cheque NoDated 12/09/19On
by cashBank for the month(s)Rs 10/-less
Cheque Norebate/plus interest on default(s)(to be filled by the SB. clerk)
Dated 12/09/19On POSafter deposite Rs 480/-
month(s) 6Rs 10Bank for the
less rebate/plusSB AssistantDate stamp
interest on default(s)12/09/19
12/09/19by
Date stampSB Assistant
In simple words: This form shows how to deposit Rs. 100 into a post office savings account. You need to write your name, account number, date, and the amount in both numbers and words.

๐ŸŽฏ Exam Tip: When filling out deposit forms, ensure the date, amount, account number, and signature sections are correctly completed. Always check that the amount in figures matches the amount in words.

A. Fill in the blanks.

 

Question 1. Moles dig __________ to catch worms.
Answer: Long and wide tunnel
In simple words: Moles dig big, wide tunnels underground. They do this to help them catch worms.

๐ŸŽฏ Exam Tip: For biology-related fill-in-the-blanks, recall the specific behaviors or physical characteristics of the animal mentioned.

 

Question 2. Leaf cutter ants drink __________.
Answer: Leaf sap
In simple words: Leaf cutter ants drink the sap, which is the juice, from leaves. This is how they get their food.

๐ŸŽฏ Exam Tip: Focus on the specific food source mentioned for the animal in the question.

 

Question 3. Kamali gave her savings to __________.
Answer: Her father
In simple words: Kamali gave the money she had saved to her father. She helped him when he needed it.

๐ŸŽฏ Exam Tip: This re-emphasizes a key plot point about Kamali's sacrifice and helps reinforce story details.

B. Join the word with the correct prefix.

 

Question 1. paid, send, able, continue with un, dis, re, pre
Answer:
1. Prepaid
2. Resend
3. Unable
4. Discontinue (The original source only provided 3 answers for 4 words, I've completed it based on context.)
In simple words: Prefixes are small word parts added to the front of a word to change its meaning. For example, 'pre' means before, 're' means again, 'un' means not, and 'dis' means the opposite of.

๐ŸŽฏ Exam Tip: Understand the meaning of common prefixes to correctly join them with root words. Practice with words like 'unhappy', 'redo', 'dislike', 'preview'.

C. Match the rhyming words.

 

Question 1. Save
Answer: Gave
In simple words: Rhyming words are words that have the same ending sound. 'Save' and 'Gave' sound alike at the end.

๐ŸŽฏ Exam Tip: When matching rhyming words, focus on the sound of the words, especially the vowel and ending consonant sounds, not just the spelling.

 

Question 2. Countries
Answer: Pantries
In simple words: 'Countries' and 'Pantries' are rhyming words because their ending sounds are similar. Both end with an 'ies' sound.

๐ŸŽฏ Exam Tip: Remember that rhyming words don't always have to have identical spellings; the key is the matching sound.

 

Question 3. larder
Answer: Starter
In simple words: 'Larder' and 'Starter' rhyme because they both end with a similar 'arder' sound.

๐ŸŽฏ Exam Tip: Pay close attention to the sound patterns of the words, especially multi-syllable words, to identify accurate rhymes.

D. Recite the poem with correct intonation.

 

Question. Recite the poem with correct intonation.
Answer: Activity to be done by the students. This involves reading aloud with appropriate voice pitch, rhythm, and emphasis.
In simple words: This is a speaking activity. Students need to read the poem out loud using their voice in a way that makes sense and sounds good.

๐ŸŽฏ Exam Tip: When reciting a poem, focus on expressing the emotions and meaning through your voice, pauses, and emphasis on certain words.

E. Write the words given in the bracket in correct tenses.

 

Question 1. (See)
Answer: Saw
In simple words: 'Saw' is the past tense of the verb 'see'. It is used to describe an action that happened before now.

๐ŸŽฏ Exam Tip: Always consider the time indicator in the sentence (if present) to determine whether to use past, present, or future tense.

 

Question 2. We __________ (move) back to city yesterday.
Answer: Moved
In simple words: Because the word "yesterday" is used, we need the past tense of "move," which is "moved." This shows the action already happened.

๐ŸŽฏ Exam Tip: Words like "yesterday," "last week," or "ago" are strong indicators for using the simple past tense.

 

Question 3. Rani __________ (meet) Rita tomorrow.
Answer: Will meet
In simple words: The word "tomorrow" tells us the action will happen in the future. So, we use "will meet" to show future tense.

๐ŸŽฏ Exam Tip: Future tense indicators like "tomorrow," "next week," or "soon" signal the use of "will" + base verb.

F. Write the past form of the verbs.

 

Question 1. run
Answer: Ran
In simple words: The past tense of 'run' is 'ran'. This describes the action of running that happened earlier.

๐ŸŽฏ Exam Tip: Learn common irregular verbs and their past tense forms, as they don't follow the simple -ed rule.

 

Question 2. eat
Answer: Ate
In simple words: The past tense of 'eat' is 'ate'. This is used to talk about eating something in the past.

๐ŸŽฏ Exam Tip: Practice forming the past tense for frequently used irregular verbs to avoid common errors.

 

Question 3. swim
Answer: Swam
In simple words: The past tense of 'swim' is 'swam'. This refers to swimming that happened in the past.

๐ŸŽฏ Exam Tip: Memorizing verb conjugations for irregular verbs is crucial for correct usage in different tenses.

Save Wisely Summary in English and Tamil

Every year, Kamali and her cousins would visit their grandparents in their native village for the car festival that lasted for three days. The entire village will be in a festive mood. The children were the most excited. The family members and relatives would give the children money to buy sweets and toys.

The children would buy toys, chocolates, sweets or packed food items. They would spend all the money, and never saved the money at all. Their grandfather felt that the children should learn to save and use their money wisely. So, this year, he announced that the children should save the money they get over the course of a year, and spend it purposefully.

The children werenot at all excited by the announcement. Rajan and Mala were the youngest of the kids. They did not take the grandfather seriously. They spent their money on sweets and toys. The other siblings, Jayan and Kavery, decided to enjoy the festival to the fullest.

They bought every single type of food available across the shops. On the second day, Jayan got sick due to poisoning. So he decided to spend food the money only on toys. The eldest of the kids were Kamali and Senthil. They were determined to save the money and use it purposefully. So they controlled their desires and saved every rupee they got.

By the end of the festival, they managed to save around three hundred rupees. Grandfather was so happy to see their effort.

Senthil, when he went home, took his father to the nearest post office and opened a savinas account. He saved all his pocket money and found new ways to save money like he started to walk instead of taking the bus. He kept his stationeries safely so that he did not have to keep buying them. He re-used his old books to save money

TN Board Solutions Class 4 English Chapter 02 Save Wisely

Students can now access the TN Board Solutions for Chapter 02 Save Wisely prepared by teachers on our website. These solutions cover all questions in exercise in your Class 4 English textbook. Each answer is updated based on the current academic session as per the latest TN Board syllabus.

Detailed Explanations for Chapter 02 Save Wisely

Our expert teachers have provided step-by-step explanations for all the difficult questions in the Class 4 English chapter. Along with the final answers, we have also explained the concept behind it to help you build stronger understanding of each topic. This will be really helpful for Class 4 students who want to understand both theoretical and practical questions. By studying these TN Board Questions and Answers your basic concepts will improve a lot.

Benefits of using English Class 4 Solved Papers

Using our English solutions regularly students will be able to improve their logical thinking and problem-solving speed. These Class 4 solutions are a guide for self-study and homework assistance. Along with the chapter-wise solutions, you should also refer to our Revision Notes and Sample Papers for Chapter 02 Save Wisely to get a complete preparation experience.

FAQs

Where can I find the latest Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely for the 2026-27 session?

The complete and updated Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely is available for free on StudiesToday.com. These solutions for Class 4 English are as per latest TN Board curriculum.

Are the English TN Board solutions for Class 4 updated for the new 50% competency-based exam pattern?

Yes, our experts have revised the Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely as per 2026 exam pattern. All textbook exercises have been solved and have added explanation about how the English concepts are applied in case-study and assertion-reasoning questions.

How do these Class 4 TN Board solutions help in scoring 90% plus marks?

Toppers recommend using TN Board language because TN Board marking schemes are strictly based on textbook definitions. Our Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely will help students to get full marks in the theory paper.

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Yes, we provide bilingual support for Class 4 English. You can access Samacheer Kalvi Class 4 English Solutions Term 2 Chapter 2 Save Wisely in both English and Hindi medium.

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