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Banking & Insurance Free Mock Tests (2026-2027)
🏦 Banking & Insurance Exams
Banking & Insurance Mock Tests
From SBI PO to RBI Grade B - India's most sought-after banking jobs. Fixed exam calendar, lakhs of vacancies, and top salaries. Free mock tests, syllabus, PYQs, and exam dates - all in one place.
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Banking Mock Tests
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🏦 All Banking & Insurance Exams at a Glance
Click any exam to access full syllabus, previous year papers, and free mock tests
Compare all banking & insurance exams by qualification, posts, salary and difficulty
Exam
Conducting Body
Key Posts
Age Limit
Salary (In-hand)
Difficulty
SBI PO
State Bank of India
Probationary Officer
21–30 yrs
₹52,000–₹72,000
⭐⭐⭐⭐
SBI Clerk
State Bank of India
Junior Associate
20–28 yrs
₹29,000–₹38,000
⭐⭐⭐
IBPS PO
IBPS
Probationary Officer
20–30 yrs
₹42,000–₹58,000
⭐⭐⭐⭐
IBPS Clerk
IBPS
Clerical Cadre
20–28 yrs
₹29,000–₹40,000
⭐⭐⭐
RBI Grade B
Reserve Bank of India
Officer Grade B
21–30 yrs
₹80,000–₹1,10,000
⭐⭐⭐⭐⭐
LIC AAO
LIC of India
AAO
21–30 yrs
₹60,000–₹78,000
⭐⭐⭐⭐
IBPS RRB
IBPS
OfficerOffice Asst
18–30 yrs
₹30,000–₹55,000
⭐⭐⭐
💡 Topper Strategy - How to Crack Banking Exams
1
Quantitative Aptitude is the key differentiator - Speed and accuracy in Maths separates toppers from average aspirants. Practice 50 questions daily minimum.
2
English Reading Comprehension - 2–3 RCs appear in every banking exam. Read The Hindu or Economic Times daily for 20 minutes to build speed and comprehension.
3
Reasoning Puzzles are scoring - Floor, Box, and Scheduling puzzles are guaranteed. Master all puzzle types to secure 25+ marks in Reasoning alone.
Attempt sectional mocks first - Do subject-wise timed tests for the first 2 months, then switch to full-length mocks 3 months before the exam.
6
Sectional cut-offs are critical - You must clear each section's cut-off separately. Never ignore any section - even a single weak section can eliminate you.
❓ Frequently Asked Questions - Banking Exams
Most searched questions about banking exams answered by our experts
IBPS Clerk and SBI Clerk are considered the most accessible banking exams for freshers. The syllabus covers basic Quantitative Aptitude, Reasoning, and English. With 3–4 months of focused preparation, a fresher can crack these exams. IBPS RRB Office Assistant is also a great starting point as the syllabus is slightly easier and vacancies are very high.
SBI PO is conducted by State Bank of India for its own branches, while IBPS PO is conducted by the Institute of Banking Personnel Selection for multiple nationalised banks (PNB, Canara, Bank of Baroda, etc.). SBI PO is considered slightly more prestigious and the salary is marginally higher. IBPS PO gives you a chance to join multiple banks with one exam. Both have a similar 3-phase selection process.
Most banking exams have no fixed attempt limit - you can appear as many times as you want until you cross the upper age limit. For General category candidates, the upper age limit is typically 28–30 years. OBC candidates get 3 years relaxation and SC/ST candidates get 5 years relaxation. RBI Grade B is an exception - it allows a maximum of 6 attempts for General category candidates.
Yes, largely! The core syllabus - Quantitative Aptitude, Reasoning, and English - is common across all banking exams. Preparing for SBI PO essentially prepares you for IBPS PO, IBPS Clerk, and RRB PO simultaneously. However, RBI Grade B has an additional Finance & Management and Economics paper that requires dedicated separate preparation. Insurance exams like LIC AAO also require Insurance Awareness as an extra subject.
An SBI PO earns approximately ₹52,000–₹72,000 in-hand per month including Basic Pay, DA, HRA, CCA, and other allowances. The Basic Pay starts at ₹41,960 (JMG Scale I). With city compensatory allowance and HRA (which varies by posting city), the total package in metro cities is significantly higher. SBI POs also get perquisites like subsidised loans, medical benefits, and LTC.
Yes, most banking exams have a negative marking of 0.25 marks per wrong answer (i.e., 1/4th of the marks allotted to that question). This applies to SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, IBPS SO, and IBPS RRB. The Descriptive Paper in SBI PO and RBI Grade B has no negative marking. Always factor this into your attempt strategy - avoid guessing on difficult questions.
Absolutely - thousands of candidates crack banking exams every year without coaching. The strategy: (1) Use standard books - Arun Sharma for QA, MK Pandey for Reasoning, SP Bakshi for English. (2) Follow current affairs daily - The Hindu, PIB, and a banking GK monthly capsule. (3) Take daily mock tests on our platform. (4) Analyse every mock test thoroughly - understand why you got questions wrong. (5) Dedicate at least 4 hours daily for 4–6 months.
Banking & Insurance Exams 2026 - Everything You Need to Know
India's banking sector offers some of the most stable and well-paying government jobs. Exams like SBI PO, IBPS PO, RBI Grade B, and LIC AAO attract millions of applicants every year, with vacancies running into tens of thousands. Banking jobs offer exceptional job security, salary growth, generous perquisites, and pan-India posting opportunities.
The Institute of Banking Personnel Selection (IBPS) conducts a common recruitment process for most Public Sector Banks including Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank, and others. A single IBPS PO or IBPS Clerk score allows you to join any of these banks based on merit and preference. IBPS RRB exams additionally fill Officer and Office Assistant posts in Regional Rural Banks across India.
All banking exams share a common core syllabus: Quantitative Aptitude, Logical Reasoning, English Language, General Awareness (with Banking Focus), and Computer Knowledge. This means preparation for one exam substantially helps in clearing others. Our 3,000+ free Banking mock tests - chapter-wise, subject-wise, and full-length - cover every topic from Data Interpretation and Coding-Decoding to Reading Comprehension and Banking Awareness, giving you the complete preparation toolkit at zero cost.
